Realign Your Mortgage Strategy with Our Rate-n-Term Loans

Refinancing your mortgage doesn't always have to be about cashing out equity. At Frog REDI Financial Resource, our Rate-n-Term Loans offer you the opportunity to secure a more favorable interest rate or adjust your mortgage term to better suit your financial situation.

About Rate-n-Term Loans

Rate-n-Term Loans are a refinancing option allowing borrowers to change their current mortgage rate or term without altering the original loan balance. Depending on your financial goals, they can help you save money over the long term or decrease your monthly payment.

Why Choose Frog Financial's Rate-n-Term Loans?

At Frog REDI Financial Resource, we strive to provide financing solutions that align with your unique financial needs. Our Rate-n-Term Loans can be customized to your specific financial situation, whether you want lower monthly payments, a shorter loan term, or a more favorable interest rate.

Key Features

  • Opportunity to lower your current interest rate
  • Possibility to adjust your mortgage term
  • No change in the original loan balance


  • Lower your monthly mortgage payment
  • Save money over the life of the loan
  • Simplify your financial planning by aligning your mortgage with your long-term financial goals

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How Rate-n-Term Loans Work

A Rate-n-Term Loan involves refinancing your existing mortgage to either take advantage of a lower interest rate or to change the term of the loan. The original loan balance remains the same, and the goal is to improve the terms to benefit your financial situation.

Frequently Asked Questions

1Who should consider a Rate-n-Term Loan?
If you're unhappy with your current interest rate, need to change the term of your loan, or want to switch from an adjustable rate to a fixed-rate loan, a Rate-n-Term Loan could be a good fit for you.
2What's the difference between a Rate-n-Term Loan and a Cash-Out Refinance?
While both are forms of refinancing, a Rate-n-Term Loan adjusts your interest rate and/or term without changing your original loan balance. On the other hand, a Cash-Out Refinance allows you to access a part of your property's equity in cash.

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